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Nicole Polanco

Toro Capital office in Colorado Springs, CO

Nicole Polanco

582 S Academy Blvd, Colorado Springs, CO·Directions
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We serve in Spanish.

Pre-qualify in 2 minutes

No impact on your credit. Pre-qualification estimate, subject to review.

Four products, depending on your business

Financing up to

$2,000,000

Pre-qualify
  • Term loan

    A fixed amount up front with predictable monthly payments. Ideal for an expansion or a large purchase.

  • Line of credit

    Draw capital when you need it and pay only for what you use. Your cushion for the slow season.

  • Equipment financing

    Buy or replace equipment for your location; the equipment itself backs the credit and speeds approval.

  • Revenue-based loan

    Payments that follow your sales. You pay more when you bill more, less when it slows down.

How it works

  1. 1

    Pre-qualify online or at the office

    Two minutes, no impact on your credit.

  2. 2

    Send your bank statements

    Your business's recent months, from your phone.

  3. 3

    Get offers and choose

    The office helps you compare and sign.

Why Toro Capital

  • Decision in 24 hours
  • Funds in 1-2 days
  • Same day up to $20,000
  • In your language, with your office

    The same office that knows your business walks you through financing.

  • No impact on your credit

    Pre-qualifying does not create a hard inquiry.

  • All year round

    Not only in tax season.

Frequently asked questions

Do I need a Social Security number?

No. You can pre-qualify with an ITIN.

Does pre-qualifying affect my credit?

No. Pre-qualification does not create a hard inquiry.

What do I need to apply?

Your business's recent bank statements and an ID.

How long does it take?

A decision in 24 hours and funds in 1-2 days once approved.

Who lends the money?

Participating lenders in the network. You will see the lender's name and terms before you accept.

Does it cost anything to ask?

No. Pre-qualifying and receiving offers is free.

Write to us

The office answers you, in your language.